As its name says a college credit card is a credit card that has been designed for college students and is possibly more commonly known as a student credit card. College credit cards are meant to let students learn all about credit cards and to experience the benefits of credit cards early in their lives. Really, a student credit card is an introduction into the credit card world and, although a student might have had experience of using a supplemental card on a parent’s account, it represents the first credit card which the student will have had in his own name.